Do you own a cemetery or run a cemetery operation? If so, you know that a lot goes into the management and operation of a cemetery. Obviously, cemeteries are a final resting place for people who have passed away and are the location that the deceased one’s loved ones can visit to pay their respects. However, running a cemetery presents many more challenges than just the obvious. Luckily, cemetery insurance can go a long way towards helping things run more smoothly.
Why Do You Need Cemetery Insurance?
When considering all the things that go into running a cemetery, you quickly realize that having insurance is vital. First, maintenance for a cemetery involves many processes that can lead to issues. You need to insure that the grass and plants are properly trimmed, that the paths are clear, and that benches are functional and clean. If an employee makes a mistake during any one of these many tasks, it can lead to a potential liability issue. You also have to keep in mind that things like natural disasters and theft/vandalism can also lead to massive losses. Cemetery insurance can pick up the costs of legal and medical fees due to liability issues as well as pay for losses due to crime or weather.
What Types of Insurance Do You Need?
There are many types of insurance you can obtain for your cemetery. A few of the most popular options are:
- Cemetery liability insurance
- Property coverage
- Errors and ommissions
Running a cemetery can be hard. Having insurance can make all the difference.