Liability insurance is required to operate a motor vehicle in forty-seven states. Liability insurance coverage compensates bodily injury for both parties as well as property damages to others’ automobiles or property. It also covers defense and court costs resulting from an accident. It is important to be aware of the components involved in your liability Auto Insurance Ponte Vedra Beach FL coverage.
Bodily injury coverage comes in two forms. First it covers bodily injury for each person involved in an accident. Emergency medical aid at the scene of a collision, ongoing medical costs resulting from the accident, and any other related medical services are covered up to a certain limit for each individual.
The second form of bodily injury coverage applies in terms of each individual accident. Medical expenses, funeral expenses, fees for legal services, and compensation for lost income are covered up to a prescribed limit for each accident.
Liability insurance also consists of property damage Auto Insurance Ponte Vedra Beach FL coverage. It may compensate damages to buildings or structures that occur in relation to an accident. Damaged stationary objects, such as mail boxes or landscaping, can be replaced under this coverage. Vehicle repair and replacement costs are also covered.
Being aware of what your liability Auto Insurance Ponte Vedra Beach FL coverage entails will help you to know what is and what is not protected should you find yourself dealing with the aftermath of an accident.
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