If you decide to switch insurance companies, there is a lot of information you will need to provide if you want an accurate quote. Be ready to meet with the insurance agent and you will be able to obtain an accurate Florida auto insurance quote and save a lot of time and effort. The agent will ask you for a lot of detailed information when he or she is drawing up your quote. If you do not have all of the required information, the agent can only give you an estimate, not an exact number. Know what you should bring so you will get an accurate quote.
The easiest way to do this is to bring your most recent insurance declarations paper and your title or registration. Your vehicles VIN, make, year, and model will be on the insurance declarations page, as well as the lien holder, if applicable. Write down your current mileage on a post it and include that.
There are certain things that you will need that will not be on your car insurance declarations page. When you are getting a Florida auto insurance quote, you will have to give them the driver license numbers for everyone who lives with you, along with their birth dates, and how old they were when they got the drivers license. Credit is given for those who have had their license for awhile. If you had a drivers license in some other state before Florida, bring that too, just in case it can save you on your premium.
Last of all you will need a letter of experience. It is also called a claims experience letter. You can get it from your current insurance provider and it tells how long you have been using that insurance company and how many claims you filed. If you do not file many claims, you can get discounts.
We all want to keep our money. If your current car insurance agency cannot lower your premium, or they do but you think it is too much, perhaps it is time to switch. Get multiple quotes so that you know you are getting the best deal. Bring all the right documents and get ready for better insurance premiums.