What Is a Third Party Claim?

What happens when you are in a car accident that was someone else’s fault, and you need help to pay for your car or medical bills? The appropriate step to take is to file a third party claim.

So, What Is a Third Party Claim?

So, back to the car accident. You weren’t at fault but were injured or your car has sustained damage. If you, the victim, file a claim with the at-fault driver’s insurance, you are making a third party claim.

How is a Third Party Claim Filed?

After you suffer a car accident, there is some important information you need to file a third party claim. You should:

  • Ensure that all your passengers are safe. Call emergency services.
  • Give the officer all the necessary information and get the other party’s information, including address, phone number, insurance policy number, company, etc.
  • Take any pictures you can of the scene.
  • Call your insurance to help you with the claim.
  • Get a copy of the police report.
  • Never admit fault or even apologize for the accident. This will make it extremely difficult to get the claim approved.

Bottom Line

In summary, a third party claim helps you get the compensation you need after a car accident. Taking down the correct information before you file can help you succeed and cover your medical or auto bills.

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